Services
Our Services
With no hidden costs, a free initial debt consultation, and a personal, friendly service, from the moment you get in touch, we’ll provide the support and advice you need to become debt free.
01.
Individual Voluntary Agreement
An Individual Voluntary Arrangement (IVA) is a formal, legally binding debt solution plan. It is available for individuals in England & Wales, who are struggling to repay their debts or want to manage their finances. An IVA is an arrangement between you and your creditors, which most commonly, allows you to repay in one affordable monthly sum. This amount is distributed to your unsecured creditors, i.e. store cards or self-employed business debts on a pro-rata basis. What you pay is calculated based on your income & expenditure, allowing you to live your life Comfortably and Without creditor pressure, as an IVA prevents creditor threats and bailiff action.
02.
Debt Management Plan
A debt management plan reduces your debt repayment to an affordable amount. You make a single payment into the plan and your provider distributes payments to your creditors. Your creditors are asked to accept a reduced payment amount and to deal with your DMP provider instead of you. They’re also asked stop adding interest and other charges to your debts. This is a very flexible type of debt solution. Your monthly payment can change if necessary and you can cancel the plan without penalty or a long notice period.
03.
Legal Review
Our unique offering to the client is that we will conduct an audit under consumer legislation to challenge all the credit agreements on behalf of the client. The Legal Review work that we carry out through communication with the creditors typically takes 12 months. The review process includes all communication prior to the instigation of a credit agreement, the credit agreement itself and all default notices. The net result of our review will identify all and any flaws in the process. These flaws in certain situations are so great that the debt is written off in its entirety. In other circumstances we use the flaws to renegotiate the balance to a more affordable amount for the client.
04.
Protected Trust Deed
A trust deed is a voluntary agreement between you and the people you owe money to (also called your creditors). You agree to pay a regular amount of money towards your debts and at the end of a fixed time the rest of your debts will be written off. All your belongings and property (your assets) are passed to someone who will look after your financial affairs. They are called your trustee. The trustee aims to pay your creditors as much as possible of the debt owed to them. This may involve some of your belongings or property being sold so that the money raised can be paid to your creditors.
05.
Bailiff Solution
Bailiff Solution- We Solve Complicated Debt Problems Are you worried about bailiffs? Does the thought of council tax arrears make your nights sleepless? You may have received a letter about the potential visits of bailiffs. We are ready to help you in this case. You will get the bailiff debt advice from our team. *Landlords also engage bailiffs for carrying out evictions. The court also sends a bailiff when you maintain the payments.
06.
Housing Dis-Repair
If your landlord has not repaired your home a month after you have complained about repair problems or rodent infestation, you are legally entitled to get a lawyer / solicitor to make your landlord repair your home for you and your family. Your tenancy agreement will not be affected. We work on a No Win No Fee basis – to ensure that the tenant never has to put their hand in their pocket. It is your legal right to live without constant leaks, damp, rotting windows, a broken boiler or rodent or cockroach infestation. *We process thousands of claims every year, helping families across the country to get justice and their homes fixed.
Leave your debts with us
With years’ of experience behind us, at Debt Resolution Federation, we’re perfectly equipped to help you with everything from IVA debt plans and IVA individual voluntary arrangements, through to Scottish Trust Deeds, Debt Management Plans, Debt Relief Orders, Sequestration Scotland, and more. Contact our team of debt management experts today and we’ll start working on a plan to help you get debt-free straight away
- Dynamic
- Knowledgable
- Professional
- Customer-focused
- Caring
Our Working Process
Consultation
Proposal
Process
Support & Supervision
Need A Free Advice?
Speak with our friendly debt specialist, Our experienced team will understand your situation and explain all the available options.